Dental Payment Options

Working to make your dental care affordable

Financing Options

At Montana Dental Arts, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept CareCredit, LendingClub, WiseTack, and Clearwater Credit Union. They offer financing to help you pay for your treatment in smaller amounts, over time.


We partner with Wisetack to offer our patients fast and simple financing on purchases up to $15,000. Now you can pay in easy monthly payments with financing rather than in full upfront.

Fast and easy
The application takes about a minute to complete.

No credit impact
Checking your eligibility will not impact your credit score.

No hidden fees
There are no penalties, fees, or compounding interest.

With Wisetack, you can select the payment plan that best fits your budget.

Visit Wisetack


CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers across the nation.

CareCredit offers term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.

CareCredit also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.

You need to apply to qualify. Visit the link below to learn more about the CareCredit service and application process.

Visit CareCredit Apply Today


LendingClub provides personal loans and financing up to $40,000 with low, fixed rates and fixed monthly payments. Checking your options will not affect your credit score.

LendingClub offers flexible financing options to create the loan that works best for you at the lowest rate, and you can receive funding in as little as a few days.

Visit LendingClub

Clearwater Credit Union

Clearwater Credit Union plays a vital role in assisting dental patients in need of financial support. Through their various financial products and services, such as affordable loans and flexible credit options, they offer a lifeline to individuals seeking assistance with dental expenses. Clearwater Credit Union understands the importance of oral health and recognizes that dental care can be a significant financial burden. By providing accessible financial solutions and guidance, they empower patients to access the necessary dental treatments and procedures, ensuring a healthier smile and overall well-being without the stress of financial hardship.

Apply Today

More Dental Financing Questions?

If you have more questions on payment plans or just want to learn more about our office, contact us using the button below.

Contact Montana Dental Arts

Montana Dental Arts

1920 S Russell St.
Missoula, MT 59801
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Monday: 8:00 am – 5:00 pm
Tuesday: 8:00 am – 5:00 pm
Wednesday: 8:00 am – 5:00 pm
Thursday: 8:00 am – 5:00 pm
Friday: Closed



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